Are Banks Open Today? Live Status for Every 2026 Holiday

Updated 9:42 AM ET

Banks are OPEN today

Next Bank Holiday

Independence Day

Friday, July 3, 2026

4 days away

Most U.S. banks follow the Federal Reserve calendar and close on 11 federal holidays each year, plus every Sunday. Branches are usually open Monday through Friday from 9 AM to 5 PM, with shorter Saturday hours. The live status above tells you whether banks are open or closed today and updates every five minutes. Planning around a holiday? Check our paycheck early calendar to avoid late fees.

Holiday dates sourced from the Federal Reserve Bank holiday schedule. Reviewed and kept current for 2026 by the BankOpen.Today editorial team.

2026 Federal Bank Holidays

  • New Year's Day Thursday, January 1, 2026
  • Martin Luther King Jr. Day Monday, January 19, 2026
  • Washington's Birthday (Presidents Day) Monday, February 16, 2026
  • Memorial Day Monday, May 25, 2026
  • Juneteenth National Independence Day Friday, June 19, 2026
  • Independence Day Friday, July 3, 2026 (Observed)
  • Labor Day Monday, September 7, 2026
  • Columbus Day Monday, October 12, 2026
  • Veterans Day Wednesday, November 11, 2026
  • Thanksgiving Day Thursday, November 26, 2026
  • Christmas Day Friday, December 25, 2026

View detailed descriptions and payroll warnings →

Frequently Asked Questions

Are banks open today?

Banks are typically open Monday through Friday from 9 AM to 5 PM and Saturday mornings. Banks are closed on Sundays and all 11 federal holidays. Check our live status above to see if banks are open right now.

What days are banks closed in 2026?

Banks are closed on 11 federal holidays in 2026: New Year's Day (Jan 1), MLK Day (Jan 19), Presidents Day (Feb 16), Memorial Day (May 25), Juneteenth (Jun 19), Independence Day (Jul 3 observed), Labor Day (Sep 7), Columbus Day (Oct 12), Veterans Day (Nov 11), Thanksgiving (Nov 26), and Christmas (Dec 25).

Are banks open on Saturdays?

Most bank branches are open on Saturdays with reduced hours, typically 9 AM to 12 PM or 1 PM. Hours vary by location and bank. Some branches may be closed on Saturdays. Online and mobile banking are available 24/7.

Will banks be open today if it's a holiday?

No, banks close on all federal holidays. However, ATMs remain operational 24/7, and you can use online banking and mobile apps to check balances, transfer money, and deposit checks even on holidays.

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