Are Banks Open on Presidents Day 2026?
No — banks are closed on Presidents Day.
Presidents Day 2026: Monday, February 16, 2026
Presidents Day (officially Washington's Birthday) is a federal holiday on the third Monday of February. Bank branches are closed.
Direct deposit & payroll on Presidents Day
The Federal Reserve and the ACH network are closed, so transfers do not process on Presidents Day. A direct deposit scheduled for this day usually arrives the previous business day. Submitting payroll? Send it one business day early. See the paycheck early calendar.
Is Each Bank Open on Presidents Day?
All major U.S. banks follow the Federal Reserve calendar, so their branch status on Presidents Day is the same:
ATMs and online banking are available 24/7 at every bank, including holidays.
Presidents Day Banking FAQ
Are banks open on Presidents Day 2026?
No. Presidents Day is observed on Monday, February 16, 2026, a Federal Reserve holiday, so bank branches are closed. ATMs, online banking, and mobile apps stay available 24/7.
Is the post office and stock market open on Presidents Day?
The U.S. Postal Service and the Federal Reserve are closed on Presidents Day, and the stock market (NYSE and Nasdaq) is closed. Most retail stores remain open.
Will my direct deposit arrive on Presidents Day?
Direct deposits do not post on Presidents Day because banks cannot process ACH transfers. A deposit scheduled for the holiday typically lands on the previous business day.
Are ATMs available on Presidents Day?
Yes. ATMs, debit cards, online banking, and mobile check deposit all work normally on Presidents Day, even though branches are closed.