Capital One Holidays 2026: Complete Bank Holiday Schedule
Capital One follows the Federal Reserve holiday schedule and closes on all 11 federal bank holidays in 2026. Plan your banking activities around these dates to avoid delays with deposits, withdrawals, and wire transfers. ATMs and online banking remain available 24/7.
Capital One 2026 Holiday Schedule
Capital One will be closed on these dates:
- New Year's Day Thursday, January 1, 2026
- Martin Luther King Jr. Day Monday, January 19, 2026
- Washington's Birthday (Presidents Day) Monday, February 16, 2026
- Memorial Day Monday, May 25, 2026
- Juneteenth National Independence Day Friday, June 19, 2026
- Independence Day Friday, July 3, 2026 (Observed)
- Labor Day Monday, September 7, 2026
- Columbus Day Monday, October 12, 2026
- Veterans Day Wednesday, November 11, 2026
- Thanksgiving Day Thursday, November 26, 2026
- Christmas Day Friday, December 25, 2026
Holiday Banking Tips
- • Submit payroll 1-2 business days early before holidays
- • Wire transfers won't process on holidays - plan ahead
- • Direct deposits may arrive a day early if payday falls on a holiday
- • ATMs and mobile banking work 24/7, including holidays
Capital One Holiday FAQ
What are Capital One holidays in 2026?
Capital One closes on all 11 Federal Reserve holidays in 2026: New Year's Day (Jan 1), Martin Luther King Jr. Day (Jan 19), Presidents Day (Feb 16), Memorial Day (May 25), Juneteenth (Jun 19), Independence Day (Jul 3 observed), Labor Day (Sep 7), Columbus Day (Oct 12), Veterans Day (Nov 11), Thanksgiving (Nov 26), and Christmas Day (Dec 25).
Is Capital One open on federal holidays?
No, Capital One is closed on all federal holidays. However, ATMs and online banking remain available 24/7. Mobile app features like check deposits and transfers work even on holidays.
What are Capital One hours on holidays?
Capital One branches are completely closed on federal holidays. Normal hours are Monday-Friday 9 AM to 5 PM, and Saturday 9 AM to 1 PM (varies by location). Sunday and holidays: closed.
Does Capital One close early before holidays?
Capital One typically maintains regular hours the day before holidays. However, some branches may close early on Christmas Eve and New Year's Eve. Check with your local branch for specific hours.