Are Banks Open on Christmas Eve 2026?

Yes

Yes — banks are open on Christmas Eve, though many branches close early.

Christmas Eve 2026: Thursday, December 24, 2026

Christmas Eve (December 24, 2026) is not a federal holiday, so banks are open — but many branches close early. Call ahead to confirm hours.

Is Each Bank Open on Christmas Eve?

All major U.S. banks follow the Federal Reserve calendar, so their branch status on Christmas Eve is the same:

Chase Bank Open (may close early)
Bank of America Open (may close early)
Wells Fargo Open (may close early)
Citibank Open (may close early)
U.S. Bank Open (may close early)
PNC Bank Open (may close early)
TD Bank Open (may close early)
Capital One Open (may close early)
Truist Bank Open (may close early)
Regions Bank Open (may close early)
Fifth Third Bank Open (may close early)
Citizens Bank Open (may close early)
Frost Bank Open (may close early)

ATMs and online banking are available 24/7 at every bank, including holidays.

Christmas Eve Banking FAQ

Are banks open on Christmas Eve 2026?

Yes. Christmas Eve (Thursday, December 24, 2026) is not a federal holiday, so bank branches are open, though some close early. ACH transfers and direct deposits process normally.

Is Christmas Eve a federal bank holiday?

No. Christmas Eve is not one of the 11 Federal Reserve holidays, so banks stay open and money moves on schedule.

Do banks process direct deposits on Christmas Eve?

Yes. Because Christmas Eve is a normal banking business day, direct deposits and wire transfers process as usual.

Check Other 2026 Banking Days

Are banks open on New Year's Eve? Are banks open on New Year's Day? Are banks open on Martin Luther King Jr. Day? Are banks open on Presidents Day? All 2026 bank holidays → Are banks open today?